/* ═══════════════════════════════════════════════════
   ALTEVIA FINANCE — PREMIUM DESIGN SYSTEM v2
═══════════════════════════════════════════════════ */

:root {
  --primary:        #0b1d3e;
  --primary-mid:    #132952;
  --primary-light:  #1d3d72;
  --gold:           #c49a2e;
  --gold-light:     #e8b94a;
  --gold-pale:      #f5d98a;
  --accent:         #1e6fff;
  --accent-light:   #4d8eff;
  --success:        #059669;
  --danger:         #dc2626;
  --dark:           #060f22;
  --text:           #1e2840;
  --text-muted:     #5a6480;
  --text-light:     #9aa3bc;
  --bg:             #f4f6fc;
  --bg-card:        #ffffff;
  --border:         #e3e8f0;
  --border-light:   #edf0f7;

  --font-main:    'Inter', sans-serif;
  --font-heading: 'Playfair Display', serif;

  --shadow-xs: 0 1px 4px rgba(11,29,62,.06);
  --shadow-sm: 0 2px 8px rgba(11,29,62,.08), 0 1px 3px rgba(11,29,62,.05);
  --shadow:    0 6px 24px rgba(11,29,62,.1),  0 2px 8px rgba(11,29,62,.06);
  --shadow-lg: 0 12px 48px rgba(11,29,62,.14), 0 4px 16px rgba(11,29,62,.07);
  --shadow-xl: 0 24px 72px rgba(11,29,62,.2),  0 8px 24px rgba(11,29,62,.1);
  --shadow-gold: 0 8px 32px rgba(196,154,46,.4);

  --radius-xs:   4px;
  --radius-sm:   8px;
  --radius:      14px;
  --radius-lg:   22px;
  --radius-xl:   32px;
  --radius-full: 9999px;
  --transition:  .28s cubic-bezier(.4,0,.2,1);
  --transition-slow: .5s cubic-bezier(.4,0,.2,1);
}

/* ── RESET ── */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; font-size: 16px; }
body {
  font-family: var(--font-main);
  color: var(--text);
  background: var(--bg);
  background-image:
    radial-gradient(rgba(11,29,62,.055) 1px, transparent 1px);
  background-size: 28px 28px;
  line-height: 1.65;
  -webkit-font-smoothing: antialiased;
  overflow-x: hidden;
}
img { max-width: 100%; display: block; }
a  { text-decoration: none; color: inherit; }
ul { list-style: none; }
input, select, textarea, button { font-family: inherit; }

/* ── UTILITIES ── */
.container { width: 100%; max-width: 1240px; margin: 0 auto; padding: 0 28px; }
.section    { padding: 96px 0; }
.section-alt{
  background: #ffffff;
  position: relative;
}
.section-alt::before {
  content: '';
  position: absolute; inset: 0; pointer-events: none;
  background:
    radial-gradient(ellipse 60% 40% at 90% 20%, rgba(196,154,46,.045) 0%, transparent 65%),
    radial-gradient(ellipse 50% 35% at 10% 80%, rgba(11,29,62,.03) 0%, transparent 60%);
}
.text-center{ text-align: center; }

.section-label {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  background: linear-gradient(135deg, rgba(196,154,46,.12), rgba(232,185,74,.08));
  border: 1px solid rgba(196,154,46,.25);
  color: var(--gold);
  font-size: .72rem;
  font-weight: 700;
  letter-spacing: .14em;
  text-transform: uppercase;
  padding: 6px 16px;
  border-radius: var(--radius-full);
  margin-bottom: 16px;
  position: relative;
  overflow: hidden;
}
.section-label::after {
  content: '';
  position: absolute;
  top: -50%; left: -85%;
  width: 55%; height: 200%;
  background: linear-gradient(90deg, transparent, rgba(255,255,255,.55), transparent);
  transform: skewX(-18deg);
  animation: label-shimmer 4s ease-in-out infinite;
}
.section-title {
  font-family: var(--font-heading);
  font-size: clamp(1.95rem, 3.8vw, 2.9rem);
  color: var(--primary);
  line-height: 1.2;
  margin-bottom: 16px;
  letter-spacing: -.03em;
}
/* Mot clé doré dans un titre */
.section-title .highlight-gold {
  background: linear-gradient(135deg, var(--gold) 0%, var(--gold-light) 100%);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
}
.section-sub {
  color: var(--text-muted);
  font-size: 1.05rem;
  max-width: 580px;
  margin: 0 auto 52px;
  line-height: 1.75;
}

/* ── BUTTONS ── */
.btn {
  display: inline-flex;
  align-items: center;
  gap: 9px;
  padding: 14px 32px;
  border-radius: var(--radius-full);
  font-weight: 600;
  font-size: .92rem;
  cursor: pointer;
  border: none;
  transition: all var(--transition);
  white-space: nowrap;
  letter-spacing: .01em;
  position: relative;
  overflow: hidden;
}
.btn-primary {
  background: linear-gradient(135deg, var(--gold) 0%, var(--gold-light) 55%, var(--gold) 100%);
  background-size: 200% 100%;
  color: #fff;
  box-shadow: var(--shadow-gold);
  overflow: hidden;
  position: relative;
}
.btn-primary::after {
  content: '';
  position: absolute;
  top: 0; left: -100%;
  width: 55%;
  height: 100%;
  background: linear-gradient(90deg, transparent, rgba(255,255,255,.28), transparent);
  transform: skewX(-18deg);
  transition: none;
}
.btn-primary:hover::after { animation: btn-shimmer .55s ease; }
.btn-primary:hover { transform: translateY(-3px); box-shadow: 0 14px 44px rgba(196,154,46,.6); }
.btn-outline {
  background: rgba(255,255,255,.08);
  backdrop-filter: blur(8px);
  border: 1.5px solid rgba(255,255,255,.5);
  color: #fff;
}
.btn-outline:hover { background: rgba(255,255,255,.18); border-color: #fff; transform: translateY(-2px); }
.btn-dark { background: var(--primary); color: #fff; box-shadow: 0 4px 16px rgba(11,29,62,.25); }
.btn-dark:hover { transform: translateY(-2px); background: var(--primary-light); box-shadow: 0 8px 28px rgba(11,29,62,.35); }
.btn-ghost { background: var(--bg); border: 1.5px solid var(--border); color: var(--text); }
.btn-ghost:hover { border-color: var(--primary); color: var(--primary); }
.btn-lg  { padding: 17px 44px; font-size: 1rem; }
.btn-sm  { padding: 9px 20px; font-size: .82rem; }


/* ══════════════════════════════════════
   NAVBAR
══════════════════════════════════════ */
.navbar {
  position: sticky;
  top: 0;
  z-index: 900;
  background: rgba(255,255,255,.97);
  backdrop-filter: blur(20px);
  -webkit-backdrop-filter: blur(20px);
  border-bottom: 1px solid var(--border-light);
  transition: all var(--transition);
}
.navbar.scrolled {
  box-shadow:
    0 6px 40px rgba(11,29,62,.13),
    0 2px 0 rgba(196,154,46,.18);
  border-bottom: 1.5px solid rgba(196,154,46,.18);
  background: rgba(255,255,255,.99);
}
.nav-inner {
  display: flex;
  align-items: center;
  height: 72px;
  gap: 0;
}
.logo {
  display: flex;
  align-items: center;
  gap: 11px;
  font-size: 1.35rem;
  font-weight: 800;
  color: var(--primary);
  flex-shrink: 0;
  margin-right: 40px;
}
.logo-icon {
  width: 42px; height: 42px;
  background: linear-gradient(135deg, var(--primary) 0%, var(--primary-light) 100%);
  border-radius: var(--radius-sm);
  display: flex; align-items: center; justify-content: center;
  color: var(--gold);
  font-size: 1.1rem;
  flex-shrink: 0;
  box-shadow: 0 4px 16px rgba(11,29,62,.25);
}
.logo-img {
  height: 34px;
  width: auto;
  max-width: 86px;
  object-fit: contain;
  flex-shrink: 0;
}
.logo-gold { color: var(--gold); }

.nav-links {
  display: flex;
  align-items: center;
  gap: 2px;
  flex: 1;
}
.nav-links a {
  padding: 8px 16px;
  border-radius: var(--radius-full);
  font-size: .88rem;
  font-weight: 500;
  color: var(--text-muted);
  transition: all var(--transition);
  position: relative;
  white-space: nowrap;
}
.nav-links a:hover { color: var(--primary); background: var(--bg); }
.nav-links a.active {
  color: var(--primary);
  font-weight: 700;
  background: rgba(11,29,62,.06);
}
.nav-links a.active::after {
  content: '';
  position: absolute;
  bottom: -2px; left: 50%;
  transform: translateX(-50%);
  width: 18px; height: 2.5px;
  background: linear-gradient(90deg, var(--gold), var(--gold-light));
  border-radius: 2px;
}

.nav-right {
  display: flex;
  align-items: center;
  gap: 14px;
  margin-left: auto;
  flex-shrink: 0;
}

/* Language Switcher */
.lang-switcher { position: relative; }
.lang-btn {
  display: flex;
  align-items: center;
  gap: 6px;
  background: var(--bg);
  border: 1.5px solid var(--border);
  border-radius: var(--radius-full);
  padding: 8px 14px;
  font-size: .82rem;
  font-weight: 600;
  color: var(--text);
  cursor: pointer;
  transition: all var(--transition);
  white-space: nowrap;
  font-family: var(--font-main);
}
.lang-btn:hover { border-color: var(--primary); color: var(--primary); background: #fff; }
.lang-menu {
  position: absolute;
  top: calc(100% + 10px);
  right: 0;
  background: #fff;
  border: 1px solid var(--border);
  border-radius: var(--radius);
  box-shadow: var(--shadow-lg);
  padding: 8px;
  min-width: 175px;
  display: flex;
  flex-direction: column;
  opacity: 0;
  visibility: hidden;
  transform: translateY(-8px) scale(.97);
  transition: all var(--transition);
  z-index: 1000;
}
.lang-menu.open {
  opacity: 1;
  visibility: visible;
  transform: translateY(0) scale(1);
}
.lang-option {
  display: flex;
  align-items: center;
  gap: 10px;
  padding: 9px 12px;
  border-radius: var(--radius-sm);
  font-size: .86rem;
  color: var(--text);
  transition: all var(--transition);
  cursor: pointer;
}
.lang-option:hover { background: var(--bg); color: var(--primary); }
.lang-btn-flag {
  width: 22px; height: 16px;
  border-radius: 2px;
  object-fit: cover;
  display: inline-block;
  vertical-align: middle;
  box-shadow: 0 1px 3px rgba(0,0,0,.18);
}
.lang-flag-img {
  width: 24px; height: 18px;
  border-radius: 3px;
  object-fit: cover;
  flex-shrink: 0;
  box-shadow: 0 1px 4px rgba(0,0,0,.15);
}
.lang-name { font-weight: 500; }

.btn-nav-cta {
  background: linear-gradient(135deg, var(--gold) 0%, var(--gold-light) 55%, var(--gold) 100%);
  background-size: 200% 100%;
  color: #fff;
  padding: 10px 22px;
  border-radius: var(--radius-full);
  overflow: hidden;
  position: relative;
  font-size: .85rem;
  font-weight: 600;
  white-space: nowrap;
  box-shadow: 0 4px 20px rgba(196,154,46,.35);
  transition: all var(--transition);
  display: flex;
  align-items: center;
  gap: 8px;
}
.btn-nav-cta::after {
  content: '';
  position: absolute;
  top: 0; left: -100%;
  width: 55%; height: 100%;
  background: linear-gradient(90deg, transparent, rgba(255,255,255,.28), transparent);
  transform: skewX(-18deg);
}
.btn-nav-cta:hover::after { animation: btn-shimmer .55s ease; }
.btn-nav-cta:hover { transform: translateY(-2px); box-shadow: 0 8px 28px rgba(196,154,46,.5); }
.btn-nav-cta i { font-size: .85rem; }

.burger {
  display: none;
  flex-direction: column;
  gap: 5px;
  background: none;
  border: none;
  cursor: pointer;
  padding: 6px;
}
.burger span { display: block; width: 23px; height: 2px; background: var(--primary); border-radius: 2px; transition: all var(--transition); }
body.mob-open .burger { opacity: 0; pointer-events: none; }

/* ══════════════════════════════════════
   TICKER / MARQUEE
══════════════════════════════════════ */
.ticker-wrap {
  background: var(--primary);
  overflow: hidden;
  padding: 11px 0;
  border-bottom: 2px solid var(--gold);
  position: relative;
  z-index: 10;
}
.ticker-track {
  display: flex;
  align-items: center;
  flex-wrap: nowrap;
  gap: 0;
  animation: ticker 40s linear infinite;
  width: max-content;
  white-space: nowrap;
}
.ticker-track:hover { animation-play-state: paused; }
@keyframes ticker {
  0%   { transform: translateX(0); }
  100% { transform: translateX(-50%); }
}
.ticker-item {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  color: rgba(255,255,255,.85);
  font-size: .8rem;
  font-weight: 500;
  padding: 0 32px;
  white-space: nowrap;
  letter-spacing: .03em;
}
.ticker-item i { color: var(--gold); font-size: .85rem; }
.ticker-sep {
  color: var(--gold);
  font-size: .55rem;
  opacity: .6;
  flex-shrink: 0;
}

/* ══════════════════════════════════════
   HERO
══════════════════════════════════════ */
.hero {
  position: relative;
  min-height: 91vh;
  display: flex;
  align-items: center;
  overflow: hidden;
  background: var(--dark);
}
.hero-bg {
  position: absolute;
  inset: 0;
  background-image: url('../images/hero.jpg');
  background-size: cover;
  background-position: center 20%;
  opacity: .28;
  transform: scale(1.06);
  transition: transform 10s ease;
}
.hero:hover .hero-bg { transform: scale(1); }
.hero-overlay {
  position: absolute;
  inset: 0;
  background: linear-gradient(
    125deg,
    rgba(6,15,34,.96) 0%,
    rgba(11,29,62,.88) 45%,
    rgba(19,41,82,.65) 75%,
    rgba(30,111,255,.08) 100%
  );
}
/* Decorative shapes */
.hero-shape {
  position: absolute;
  border-radius: 50%;
  filter: blur(80px);
  pointer-events: none;
}
.hero-shape-1 {
  width: 600px; height: 600px;
  background: radial-gradient(ellipse, rgba(196,154,46,.12) 0%, transparent 65%);
  top: -120px; right: -100px;
  animation: orb-drift-1 16s ease-in-out infinite;
}
.hero-shape-2 {
  width: 380px; height: 380px;
  background: radial-gradient(ellipse, rgba(30,111,255,.1) 0%, transparent 65%);
  bottom: -80px; left: 28%;
  animation: orb-drift-2 21s ease-in-out infinite 3s;
}
.hero-shape-3 {
  position: absolute;
  border-radius: 50%;
  filter: blur(80px);
  pointer-events: none;
  width: 250px; height: 250px;
  background: radial-gradient(ellipse, rgba(196,154,46,.07) 0%, transparent 65%);
  top: 40%; left: -60px;
  animation: orb-drift-2 13s ease-in-out infinite 6s;
}
.hero-content {
  position: relative;
  z-index: 2;
  max-width: 700px;
  padding: 60px 0;
}
.hero-badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: rgba(196,154,46,.15);
  border: 1px solid rgba(196,154,46,.3);
  color: var(--gold-light);
  font-size: .75rem;
  font-weight: 700;
  letter-spacing: .12em;
  text-transform: uppercase;
  padding: 7px 18px;
  border-radius: var(--radius-full);
  margin-bottom: 28px;
  backdrop-filter: blur(8px);
  position: relative;
  overflow: hidden;
}
.hero-badge::after {
  content: '';
  position: absolute;
  top: -50%; left: -85%;
  width: 55%; height: 200%;
  background: linear-gradient(90deg, transparent, rgba(255,255,255,.35), transparent);
  transform: skewX(-18deg);
  animation: label-shimmer 5s ease-in-out infinite 0.8s;
}
.hero-title {
  font-family: var(--font-heading);
  font-size: clamp(2.5rem, 5.5vw, 4.2rem);
  color: #fff;
  line-height: 1.14;
  margin-bottom: 22px;
  letter-spacing: -.025em;
}
.hero-title .highlight {
  color: transparent;
  background: linear-gradient(135deg, var(--gold-light) 0%, var(--gold-pale) 100%);
  -webkit-background-clip: text;
  background-clip: text;
  font-style: italic;
}
.hero-sub {
  color: rgba(255,255,255,.7);
  font-size: 1.1rem;
  margin-bottom: 40px;
  max-width: 560px;
  line-height: 1.75;
}
.hero-actions {
  display: flex;
  gap: 14px;
  flex-wrap: wrap;
  margin-bottom: 64px;
}
.hero-stats {
  display: flex;
  gap: 0;
  flex-wrap: wrap;
  background: rgba(255,255,255,.04);
  backdrop-filter: blur(16px);
  border: 1px solid rgba(255,255,255,.08);
  border-radius: var(--radius-lg);
  padding: 24px 32px;
  gap: 0;
}
.hero-stat {
  flex: 1;
  min-width: 100px;
  text-align: center;
  padding: 0 24px;
  border-right: 1px solid rgba(255,255,255,.08);
}
.hero-stat:last-child { border-right: none; }
.hero-stat strong {
  display: block;
  font-size: 2rem;
  font-weight: 900;
  color: #fff;
  line-height: 1;
  letter-spacing: -.03em;
}
.hero-stat span {
  font-size: .72rem;
  color: rgba(255,255,255,.5);
  letter-spacing: .07em;
  text-transform: uppercase;
  margin-top: 5px;
  display: block;
}
.hero-scroll {
  position: absolute;
  bottom: 28px;
  left: 50%;
  transform: translateX(-50%);
  z-index: 2;
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 6px;
  color: rgba(255,255,255,.35);
  font-size: .7rem;
  letter-spacing: .12em;
  text-transform: uppercase;
  animation: bounceY 2.2s ease-in-out infinite;
}
@keyframes bounceY {
  0%,100%{transform:translateX(-50%) translateY(0)}
  50%{transform:translateX(-50%) translateY(9px)}
}

/* ══════════════════════════════════════
   TRUST STRIP
══════════════════════════════════════ */
.trust-strip {
  background: #fff;
  border-bottom: 1px solid var(--border-light);
  padding: 20px 0;
}
.trust-strip .container {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
  flex-wrap: wrap;
}
.trust-item {
  display: flex;
  align-items: center;
  gap: 9px;
  color: var(--text-muted);
  font-size: .83rem;
  font-weight: 500;
}
.trust-item i { font-size: 1.1rem; color: var(--gold); }

/* ══════════════════════════════════════
   LOAN TYPES — CAROUSEL WITH MIRROR
══════════════════════════════════════ */

/* Legacy grid (kept for other pages) */
.loans-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 22px;
  margin-top: 52px;
}

/* ── One-at-a-time slider ── */
.loans-slider-outer {
  position: relative;
  margin-top: 52px;
  padding-bottom: 20px;
}
.loans-slider {
  position: relative;
  height: 340px;
  overflow: hidden;
}

/* Slide : caché par défaut, visible quand is-active */
.loan-slide {
  position: absolute;
  top: 0;
  left: 50%;
  transform: translateX(-50%);
  width: 300px;
  opacity: 0;
  pointer-events: none;
}
.loan-slide.is-active {
  opacity: 1;
  pointer-events: auto;
}

/* Fragments clip-path générés par JS */
.loan-card-frag {
  position: absolute !important;
  top: 0 !important;
  left: 0 !important;
  width: 100% !important;
  margin: 0 !important;
  pointer-events: none !important;
  -webkit-box-reflect: none !important;
  will-change: transform, opacity;
}

/* Reflet miroir désactivé dans le slider */
.loans-slider .loan-card-premium {
  -webkit-box-reflect: none;
}

/* Navigation dots */
.slider-dots {
  display: flex;
  justify-content: center;
  gap: 8px;
  margin-top: 18px;
}
.slider-dot {
  width: 8px; height: 8px;
  border-radius: 50%;
  background: var(--border);
  border: none; cursor: pointer; padding: 0;
  transition: all .3s cubic-bezier(.22,.68,0,1.2);
}
.slider-dot.active {
  background: var(--gold);
  width: 24px;
  border-radius: 4px;
}

/* ── Premium card ── */
.loan-card-premium {
  display: flex;
  flex-direction: column;
  gap: 18px;
  padding: 38px 32px 32px;
  background: linear-gradient(170deg, #ffffff 0%, #fafbff 100%);
  border-radius: 24px;
  border: 1px solid rgba(11,29,62,.08);
  text-decoration: none;
  color: inherit;
  cursor: pointer;
  position: relative;
  overflow: hidden;
  transition: all .44s cubic-bezier(.22,.68,0,1.2);
  box-shadow:
    0 2px 6px  rgba(11,29,62,.05),
    0 8px 32px rgba(11,29,62,.09),
    0 20px 60px rgba(11,29,62,.06);
  -webkit-box-reflect: below 10px
    -webkit-linear-gradient(transparent 52%, rgba(255,255,255,.28) 80%, rgba(255,255,255,.08));
}

/* Bande or en haut */
.loan-card-premium::before {
  content: '';
  position: absolute;
  top: 0; left: 0; right: 0; height: 3px;
  background: linear-gradient(90deg, var(--gold), var(--gold-light) 50%, var(--gold));
  border-radius: 24px 24px 0 0;
  opacity: .9;
}

/* Reflet interne haut-gauche */
.loan-card-premium::after {
  content: '';
  position: absolute;
  top: 3px; left: 0; right: 0;
  height: 55%;
  background: linear-gradient(180deg, rgba(255,255,255,.55) 0%, transparent 100%);
  border-radius: 24px 24px 0 0;
  pointer-events: none;
}

.loan-card-premium:hover {
  transform: translateY(-16px) scale(1.032);
  background: linear-gradient(170deg, #ffffff 0%, #f8faff 100%);
  border-color: rgba(196,154,46,.22);
  box-shadow:
    0 0 0 1.5px rgba(196,154,46,.25),
    0 10px 36px rgba(196,154,46,.22),
    0 32px 80px rgba(11,29,62,.16);
  border-color: rgba(196,154,46,.2);
}

/* ── Large icon box ── */
.loan-icon-big {
  width: 66px; height: 66px;
  border-radius: 18px;
  display: flex; align-items: center; justify-content: center;
  font-size: 1.65rem;
  color: var(--gold);
  background: linear-gradient(145deg, var(--primary), var(--primary-light));
  box-shadow:
    0 6px 20px rgba(11,29,62,.28),
    inset 0 1px 0 rgba(255,255,255,.1);
  transition: all .44s cubic-bezier(.22,.68,0,1.2);
  flex-shrink: 0;
}
.loan-card-premium:hover .loan-icon-big {
  background: linear-gradient(145deg, var(--gold), var(--gold-light));
  color: #fff;
  transform: scale(1.1) rotate(-5deg);
  box-shadow: 0 10px 32px rgba(196,154,46,.5), inset 0 1px 0 rgba(255,255,255,.2);
}

.loan-card-premium h3 {
  font-size: 1.08rem; font-weight: 700; color: var(--primary);
  transition: color .28s;
}
.loan-card-premium:hover h3 { color: var(--primary-light); }

.loan-card-premium p {
  font-size: .85rem; color: var(--text-muted);
  line-height: 1.7; flex: 1;
}

.loan-rate-badge {
  display: inline-flex; align-items: center; gap: 7px;
  background: linear-gradient(135deg, rgba(196,154,46,.1), rgba(232,185,74,.07));
  border: 1px solid rgba(196,154,46,.22);
  color: var(--gold); font-size: .78rem; font-weight: 700;
  padding: 6px 14px; border-radius: var(--radius-full);
  letter-spacing: .04em; align-self: flex-start;
  transition: all .28s;
}
.loan-card-premium:hover .loan-rate-badge {
  background: linear-gradient(135deg, var(--gold), var(--gold-light));
  color: #fff; border-color: transparent;
  box-shadow: 0 4px 18px rgba(196,154,46,.38);
}

/* ── Floating + glow dans le slider ── */
.loans-slider .loan-slide.is-active .loan-card-premium {
  position: relative;
  animation: card-float 3.8s ease-in-out infinite, card-glow 3.2s ease-in-out infinite;
}
.loans-slider .loan-slide.is-active .loan-card-premium:hover {
  animation-play-state: paused;
}

/* Les fragments (clones) ne flottent pas */
.loan-card-frag { animation: none !important; }

/* ── Premium floating card ── */
.loan-card {
  background: #fff;
  border-radius: var(--radius-lg);
  padding: 32px 26px 26px;
  transition: all .38s cubic-bezier(.22,.68,0,1.2);
  cursor: pointer;
  position: relative;
  overflow: hidden;
  display: flex;
  flex-direction: column;
  gap: 14px;
  border: 1px solid rgba(11,29,62,.07);
  box-shadow:
    0 2px 6px rgba(11,29,62,.06),
    0 6px 24px rgba(11,29,62,.07),
    0 1px 2px rgba(11,29,62,.04);
}

/* Top shimmer line (hidden → gold on hover) */
.loan-card::before {
  content: '';
  position: absolute;
  top: 0; left: 0; right: 0;
  height: 3px;
  background: linear-gradient(90deg, var(--gold), var(--gold-light), var(--gold));
  opacity: 0;
  transition: opacity .38s;
}
/* Bottom ambient glow layer */
.loan-card::after {
  content: '';
  position: absolute;
  inset: 0;
  border-radius: var(--radius-lg);
  background: linear-gradient(160deg, rgba(196,154,46,.04) 0%, rgba(11,29,62,.03) 100%);
  opacity: 0;
  transition: opacity .38s;
  pointer-events: none;
}

.loan-card:hover {
  transform: translateY(-10px) scale(1.015);
  box-shadow:
    0 8px 28px rgba(196,154,46,.18),
    0 20px 60px rgba(11,29,62,.13),
    0 4px 12px rgba(11,29,62,.07);
  border-color: rgba(196,154,46,.22);
}
.loan-card:hover::before { opacity: 1; }
.loan-card:hover::after  { opacity: 1; }

/* Icon box */
.loan-icon {
  width: 60px; height: 60px;
  border-radius: 16px;
  display: flex; align-items: center; justify-content: center;
  font-size: 1.5rem;
  color: var(--gold);
  background: linear-gradient(145deg, var(--primary) 0%, var(--primary-light) 100%);
  transition: all .38s cubic-bezier(.22,.68,0,1.2);
  flex-shrink: 0;
  box-shadow:
    0 4px 16px rgba(11,29,62,.22),
    inset 0 1px 0 rgba(255,255,255,.08);
}
.loan-card:hover .loan-icon {
  background: linear-gradient(145deg, var(--gold) 0%, var(--gold-light) 100%);
  color: #fff;
  transform: scale(1.1) rotate(-4deg);
  box-shadow:
    0 8px 28px rgba(196,154,46,.45),
    inset 0 1px 0 rgba(255,255,255,.18);
}

.loan-card h3 {
  font-size: 1.02rem; font-weight: 700; color: var(--primary);
  transition: color .28s;
}
.loan-card:hover h3 { color: var(--primary-light); }
.loan-card p { font-size: .84rem; color: var(--text-muted); line-height: 1.65; flex: 1; }

.loan-rate {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  background: linear-gradient(135deg, rgba(196,154,46,.1), rgba(232,185,74,.08));
  border: 1px solid rgba(196,154,46,.25);
  color: var(--gold);
  font-size: .76rem;
  font-weight: 700;
  padding: 5px 13px;
  border-radius: var(--radius-full);
  letter-spacing: .04em;
  align-self: flex-start;
  transition: all .28s;
}
.loan-card:hover .loan-rate {
  background: linear-gradient(135deg, var(--gold) 0%, var(--gold-light) 100%);
  color: #fff;
  border-color: transparent;
  box-shadow: 0 4px 16px rgba(196,154,46,.35);
}

/* ══════════════════════════════════════
   STEPS
══════════════════════════════════════ */
.steps {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 28px;
  margin-top: 56px;
  position: relative;
}
.steps::before {
  content: '';
  position: absolute;
  top: 52px;
  left: calc(16.66% + 28px);
  right: calc(16.66% + 28px);
  height: 2px;
  background: linear-gradient(90deg, var(--gold), var(--gold-light), var(--gold));
  background-size: 200% 100%;
  animation: shimmer 3s linear infinite;
}
@keyframes shimmer { 0%{background-position:200% 0} 100%{background-position:-200% 0} }
.step {
  text-align: center;
  padding: 40px 28px 36px;
  background: #fff;
  border-radius: var(--radius-lg);
  border: 1.5px solid var(--border-light);
  position: relative;
  transition: all var(--transition);
  z-index: 1;
}
.step:hover { box-shadow: var(--shadow); transform: translateY(-5px); }
.step-num {
  width: 60px; height: 60px;
  background: linear-gradient(135deg, var(--gold), var(--gold-light));
  border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  font-size: 1.4rem;
  font-weight: 900;
  color: #fff;
  margin: 0 auto 20px;
  box-shadow: 0 8px 28px rgba(196,154,46,.4);
  position: relative;
  z-index: 2;
}
.step h3 { font-size: 1.05rem; font-weight: 700; color: var(--primary); margin-bottom: 10px; }
.step p  { font-size: .86rem; color: var(--text-muted); line-height: 1.65; }

/* ══════════════════════════════════════
   HOME SIMULATOR
══════════════════════════════════════ */
.sim-home {
  background: linear-gradient(135deg, var(--primary) 0%, var(--primary-mid) 50%, var(--primary-light) 100%);
  padding: 90px 0;
  position: relative;
  overflow: hidden;
}
.sim-home::before {
  content: '';
  position: absolute;
  top: -100px; right: -100px;
  width: 600px; height: 600px;
  background: rgba(196,154,46,.05);
  border-radius: 50%;
  filter: blur(80px);
}
.sim-home::after {
  content: '';
  position: absolute;
  bottom: -80px; left: -80px;
  width: 400px; height: 400px;
  background: rgba(30,111,255,.05);
  border-radius: 50%;
  filter: blur(60px);
}
.sim-home-inner {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 70px;
  align-items: center;
  position: relative;
  z-index: 1;
}
.sim-home-text .section-title { color: #fff; }
.sim-home-text .section-sub   { color: rgba(255,255,255,.65); margin: 0 0 32px; }
.sim-card {
  background: linear-gradient(165deg, #ffffff 0%, #f8fbff 100%);
  border-radius: var(--radius-lg);
  padding: 38px 34px;
  border: 1px solid rgba(196,154,46,.14);
  box-shadow:
    0 0 0 1px rgba(196,154,46,.07),
    var(--shadow-xl),
    0 0 60px rgba(196,154,46,.08);
  position: relative;
  overflow: hidden;
}
.sim-card::before {
  content: '';
  position: absolute;
  top: 0; left: 28px; right: 28px;
  height: 3px;
  background: linear-gradient(90deg, var(--gold), var(--gold-light));
  border-radius: 0 0 3px 3px;
}
.sim-card h3 {
  font-size: 1.1rem;
  font-weight: 700;
  color: var(--primary);
  margin-bottom: 26px;
  padding-bottom: 18px;
  border-bottom: 1px solid var(--border-light);
  display: flex;
  align-items: center;
  gap: 10px;
}
.sim-card h3 i { color: var(--gold); }

/* ══════════════════════════════════════
   FORM ELEMENTS
══════════════════════════════════════ */
.form-group { margin-bottom: 20px; }
.form-row   { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
label {
  display: block;
  font-size: .8rem;
  font-weight: 600;
  color: var(--text);
  margin-bottom: 7px;
  letter-spacing: .02em;
  text-transform: uppercase;
}
label span.req { color: var(--danger); margin-left: 2px; }
input[type="text"],
input[type="email"],
input[type="tel"],
input[type="number"],
input[type="password"],
select,
textarea {
  width: 100%;
  padding: 13px 16px;
  border: 1.5px solid var(--border);
  border-radius: var(--radius);
  font-size: .92rem;
  color: var(--text);
  background: #fff;
  transition: all var(--transition);
  outline: none;
  appearance: none;
  -webkit-appearance: none;
  font-family: var(--font-main);
  box-shadow: 0 1px 4px rgba(11,29,62,.04);
}
input:hover, select:hover, textarea:hover {
  border-color: rgba(196,154,46,.35);
}
input:focus, select:focus, textarea:focus {
  border-color: var(--gold);
  background: #fff;
  box-shadow:
    0 0 0 4px rgba(196,154,46,.1),
    0 2px 8px rgba(196,154,46,.08);
}
input::placeholder, textarea::placeholder { color: var(--text-light); }
select {
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8'%3E%3Cpath d='M1 1l5 5 5-5' stroke='%235a6480' stroke-width='1.5' fill='none' stroke-linecap='round'/%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: right 14px center;
  padding-right: 40px;
}
textarea { resize: vertical; min-height: 110px; }

.range-wrap { position: relative; }
input[type="range"] {
  width: 100%; height: 5px;
  border-radius: 3px;
  background: linear-gradient(
    to right,
    var(--gold-light) 0%,
    var(--gold) var(--pct, 50%),
    rgba(11,29,62,.13) var(--pct, 50%)
  );
  outline: none; border: none;
  cursor: pointer; padding: 0; margin: 12px 0 5px;
  -webkit-appearance: none;
  box-shadow: 0 0 8px rgba(196,154,46,.18);
  transition: box-shadow .3s;
}
input[type="range"]:focus {
  box-shadow: 0 0 0 3px rgba(196,154,46,.18), 0 0 12px rgba(196,154,46,.28);
}
input[type="range"]::-webkit-slider-thumb {
  -webkit-appearance: none;
  width: 21px; height: 21px;
  border-radius: 50%;
  background: radial-gradient(circle at 38% 32%, var(--gold-light), var(--gold));
  border: 2.5px solid #fff;
  cursor: pointer;
  transition: transform .2s cubic-bezier(.22,.68,0,1.2);
  animation: thumb-pulse 2.2s ease-in-out infinite;
}
input[type="range"]::-webkit-slider-thumb:hover  { transform: scale(1.28); }
input[type="range"]::-webkit-slider-thumb:active {
  transform: scale(1.12);
  animation-play-state: paused;
}
.range-labels { display: flex; justify-content: space-between; font-size: .72rem; color: var(--text-light); margin-top: 3px; }
.range-value {
  text-align: center;
  font-size: 1.6rem;
  font-weight: 800;
  color: var(--primary);
  letter-spacing: -.03em;
  margin: 6px 0;
}

/* Sim result */
.sim-result {
  background: linear-gradient(135deg, var(--primary), var(--primary-mid));
  border-radius: var(--radius);
  padding: 22px;
  color: #fff;
  margin-top: 20px;
  border: 1px solid rgba(255,255,255,.06);
}
.sim-result-main {
  text-align: center;
  margin-bottom: 18px;
  padding-bottom: 18px;
  border-bottom: 1px solid rgba(255,255,255,.12);
}
.sim-result-main .label  { font-size: .72rem; text-transform: uppercase; letter-spacing: .12em; opacity: .6; }
.sim-result-main .amount { font-size: 2.4rem; font-weight: 900; color: var(--gold-light); letter-spacing: -.03em; }
.sim-result-main .period { font-size: .82rem; opacity: .6; }
.sim-result-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; }
.sim-result-item { text-align: center; }
.sim-result-item .val { font-size: 1.05rem; font-weight: 700; color: var(--gold-light); }
.sim-result-item .lbl { font-size: .7rem; opacity: .55; margin-top: 2px; }

/* ══════════════════════════════════════
   ABOUT
══════════════════════════════════════ */
.about-inner {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 72px;
  align-items: center;
}
.about-img-wrap {
  position: relative;
  border-radius: var(--radius-lg);
  overflow: hidden;
  box-shadow: var(--shadow-xl);
}
.about-img-wrap img { width: 100%; height: 500px; object-fit: cover; display: block; }
.about-badge-float {
  position: absolute;
  bottom: 28px; right: -16px;
  background: #fff;
  border-radius: var(--radius);
  padding: 18px 26px;
  box-shadow: var(--shadow-xl);
  text-align: center;
  border-left: 4px solid var(--gold);
}
.about-badge-float strong { font-size: 2.2rem; font-weight: 900; color: var(--primary); display: block; letter-spacing: -.04em; }
.about-badge-float span  { font-size: .72rem; color: var(--text-muted); text-transform: uppercase; letter-spacing: .08em; }
.about-list { margin: 24px 0 32px; }
.about-item {
  display: flex;
  align-items: flex-start;
  gap: 14px;
  margin-bottom: 20px;
}
.about-item-icon {
  width: 42px; height: 42px;
  background: linear-gradient(135deg, rgba(196,154,46,.12), rgba(232,185,74,.06));
  border-radius: var(--radius-sm);
  display: flex; align-items: center; justify-content: center;
  color: var(--gold);
  font-size: 1rem;
  flex-shrink: 0;
  margin-top: 2px;
}
.about-item-text strong { font-size: .9rem; color: var(--primary); display: block; margin-bottom: 3px; font-weight: 700; }
.about-item-text span   { font-size: .83rem; color: var(--text-muted); line-height: 1.55; }

/* ══════════════════════════════════════
   TESTIMONIALS
══════════════════════════════════════ */
.avis-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 22px;
  margin-top: 52px;
}
.avis-card {
  background: #fff;
  border: 1.5px solid var(--border-light);
  border-radius: var(--radius-lg);
  padding: 28px;
  transition: all var(--transition);
  position: relative;
  overflow: hidden;
}
.avis-card::before {
  content: '"';
  position: absolute;
  top: -10px; right: 20px;
  font-size: 8rem;
  color: var(--bg);
  font-family: var(--font-heading);
  line-height: 1;
  pointer-events: none;
}
.avis-card:hover { box-shadow: var(--shadow); transform: translateY(-4px); border-color: transparent; }
.avis-header { display: flex; align-items: center; gap: 13px; margin-bottom: 16px; }
.avis-avatar {
  width: 52px; height: 52px;
  border-radius: 50%;
  object-fit: cover;
  border: 2.5px solid var(--border-light);
  flex-shrink: 0;
}
.avis-meta strong { font-size: .92rem; color: var(--primary); display: block; font-weight: 700; }
.avis-meta span   { font-size: .77rem; color: var(--text-muted); }
.avis-stars { color: #f59e0b; font-size: .95rem; letter-spacing: .05em; margin-bottom: 13px; }
.avis-text { font-size: .875rem; color: var(--text); line-height: 1.68; font-style: italic; position: relative; z-index: 1; }
.avis-type {
  margin-top: 16px;
  display: inline-flex; align-items: center; gap: 5px;
  background: var(--bg); padding: 4px 12px;
  border-radius: var(--radius-full); font-size: .73rem; color: var(--text-muted);
}

/* ══════════════════════════════════════
   CTA BANNER
══════════════════════════════════════ */
.cta-banner {
  background:
    radial-gradient(ellipse 55% 70% at 50% -10%, rgba(196,154,46,.18) 0%, transparent 60%),
    linear-gradient(145deg, #040d1e 0%, #0b1d3e 60%, #060f22 100%);
  position: relative; overflow: hidden; padding: 96px 0; text-align: center;
}
.cta-banner::before {
  content: '';
  position: absolute; inset: 0;
  background-image: radial-gradient(rgba(196,154,46,.07) 1px, transparent 1px);
  background-size: 44px 44px;
  pointer-events: none;
}
.cta-banner h2 {
  font-family: var(--font-heading);
  font-size: clamp(2rem, 4vw, 3rem);
  color: #fff; margin-bottom: 16px;
  position: relative; z-index: 1;
  letter-spacing: -.02em;
}
.cta-banner p { color: rgba(255,255,255,.65); font-size: 1.05rem; margin-bottom: 36px; position: relative; z-index: 1; }
.cta-banner .cta-buttons { display: flex; gap: 14px; justify-content: center; flex-wrap: wrap; position: relative; z-index: 1; }

/* ══════════════════════════════════════
   FULL SIMULATOR PAGE
══════════════════════════════════════ */
.sim-page {
  display: grid;
  grid-template-columns: 1fr 1.3fr;
  gap: 40px;
  align-items: start;
}
.sim-panel {
  background: #fff;
  border: 1.5px solid var(--border-light);
  border-radius: var(--radius-lg);
  padding: 38px;
  box-shadow: var(--shadow-sm);
}
.sim-panel h2 {
  font-family: var(--font-heading);
  font-size: 1.5rem;
  color: var(--primary);
  margin-bottom: 30px;
  padding-bottom: 18px;
  border-bottom: 2px solid var(--border-light);
  display: flex; align-items: center; gap: 10px;
}
.sim-panel h2 i { color: var(--gold); }
.sim-output-panel { position: sticky; top: 90px; }
.sim-summary {
  background: linear-gradient(135deg, var(--primary), var(--primary-mid));
  border-radius: var(--radius-lg);
  padding: 34px;
  color: #fff;
  margin-bottom: 20px;
  position: relative;
  overflow: hidden;
}
.sim-summary::after {
  content: '';
  position: absolute; top: 0; left: 0; right: 0; height: 3px;
  background: linear-gradient(90deg, var(--gold), var(--gold-light));
}
.sim-summary-title { font-size: .72rem; text-transform: uppercase; letter-spacing: .14em; opacity: .6; margin-bottom: 8px; }
.sim-monthly { font-size: 3.2rem; font-weight: 900; color: var(--gold-light); line-height: 1; letter-spacing: -.04em; }
.sim-monthly-label { font-size: .83rem; opacity: .6; margin-bottom: 24px; }
.sim-metrics {
  display: grid; grid-template-columns: 1fr 1fr; gap: 16px;
  padding-top: 22px; border-top: 1px solid rgba(255,255,255,.1);
}
.sim-metric .val { font-size: 1.1rem; font-weight: 700; color: var(--gold-light); }
.sim-metric .lbl { font-size: .72rem; opacity: .55; margin-top: 3px; }
.sim-table-wrap {
  background: #fff;
  border: 1.5px solid var(--border-light);
  border-radius: var(--radius-lg);
  overflow: hidden;
  box-shadow: var(--shadow-sm);
}
.sim-table-header {
  background: var(--bg); padding: 14px 20px;
  display: flex; align-items: center; justify-content: space-between;
  border-bottom: 1px solid var(--border-light);
}
.sim-table-header span { font-size: .83rem; font-weight: 600; color: var(--primary); }
.sim-table-scroll { max-height: 300px; overflow-y: auto; overflow-x: auto; }
table { width: 100%; border-collapse: collapse; font-size: .83rem; }
thead th {
  background: var(--bg); padding: 10px 16px;
  text-align: left; font-size: .72rem; font-weight: 700;
  color: var(--text-muted); text-transform: uppercase; letter-spacing: .07em;
  position: sticky; top: 0; border-bottom: 1px solid var(--border-light);
}
tbody td { padding: 10px 16px; border-bottom: 1px solid var(--bg); color: var(--text); }
tbody tr:last-child td { border: none; }
tbody tr:hover td { background: var(--bg); }
.sim-cta-bar {
  background: #fff; border: 1.5px solid var(--border-light);
  border-radius: var(--radius-lg); padding: 22px; text-align: center;
  box-shadow: var(--shadow-sm); margin-top: 16px;
}
.sim-cta-bar p { font-size: .86rem; color: var(--text-muted); margin-bottom: 14px; }

/* ══════════════════════════════════════
   DEMANDE PAGE
══════════════════════════════════════ */
.demande-wrap {
  display: grid;
  grid-template-columns: 1.65fr 1fr;
  gap: 40px;
  align-items: start;
}
.demande-form-card {
  background: #fff;
  border: 1.5px solid var(--border-light);
  border-radius: var(--radius-lg);
  padding: 42px;
  box-shadow: var(--shadow-sm);
}
.demande-form-card h2 { font-family: var(--font-heading); font-size: 1.6rem; color: var(--primary); margin-bottom: 6px; }
.form-section { margin-top: 30px; padding-top: 26px; border-top: 1px solid var(--border-light); }
.form-section h3 {
  font-size: .8rem; font-weight: 700; color: var(--primary);
  text-transform: uppercase; letter-spacing: .1em; margin-bottom: 18px;
  display: flex; align-items: center; gap: 8px;
}
.form-section h3 i { color: var(--gold); }
.demande-sidebar { position: sticky; top: 90px; }
.demande-info-card {
  background: linear-gradient(135deg, var(--primary), var(--primary-mid));
  border-radius: var(--radius-lg); padding: 32px; color: #fff; margin-bottom: 18px;
  position: relative; overflow: hidden;
}
.demande-info-card::after {
  content: '';
  position: absolute; top: 0; left: 0; right: 0; height: 3px;
  background: linear-gradient(90deg, var(--gold), var(--gold-light));
}
.demande-info-card h3 { font-size: 1.05rem; font-weight: 700; margin-bottom: 22px; color: var(--gold-light); display: flex; align-items: center; gap: 8px; }
.info-list li {
  display: flex; align-items: flex-start; gap: 10px;
  margin-bottom: 13px; font-size: .86rem; color: rgba(255,255,255,.8);
}
.info-list li i { color: var(--gold-light); margin-top: 3px; flex-shrink: 0; }
.security-card {
  background: #fff; border: 1.5px solid var(--border-light);
  border-radius: var(--radius-lg); padding: 24px; box-shadow: var(--shadow-sm);
}
.security-card h4 { font-size: .88rem; font-weight: 700; color: var(--primary); margin-bottom: 16px; display: flex; align-items: center; gap: 8px; }
.security-card h4 i { color: var(--success); }
.security-badge {
  display: flex; align-items: center; gap: 10px;
  padding: 9px 0; border-bottom: 1px solid var(--bg);
  font-size: .8rem; color: var(--text-muted);
}
.security-badge:last-child { border: none; }
.security-badge i { color: var(--success); font-size: .95rem; }

/* File upload */
.file-upload { position: relative; }
.file-upload input[type="file"] {
  position: absolute; inset: 0; width: 100%; height: 100%;
  opacity: 0; cursor: pointer; z-index: 2;
}
.file-upload-label {
  display: flex; flex-direction: column; align-items: center; justify-content: center;
  gap: 8px; padding: 30px 20px;
  border: 2px dashed var(--border); border-radius: var(--radius);
  background: var(--bg); cursor: pointer;
  transition: all var(--transition); text-align: center;
  min-height: 120px;
}
.file-upload-label:hover, .file-upload:hover .file-upload-label {
  border-color: var(--gold); background: rgba(196,154,46,.04);
}
.file-upload-label i { font-size: 2rem; color: var(--gold); }
.file-upload-label span { font-size: .86rem; color: var(--text-muted); font-weight: 500; }
.file-upload-label small { font-size: .74rem; color: var(--text-light); }
.file-upload.has-file .file-upload-label {
  border-color: var(--success); background: rgba(5,150,105,.05); border-style: solid;
}
.file-upload.has-file .file-upload-label i { color: var(--success); }
.file-upload.has-file .file-upload-label span { color: var(--success); }

/* Info box green */
.info-box-green {
  background: rgba(5,150,105,.08); border-radius: var(--radius);
  padding: 14px 18px; display: flex; align-items: center; gap: 10px;
}
.info-box-green i { color: var(--success); }
.info-box-green span { font-size: .88rem; color: #065f46; }

/* Contact card sidebar */
.contact-card {
  background: var(--bg); border-radius: var(--radius-lg);
  padding: 20px; margin-top: 18px; border: 1px solid var(--border);
}
.contact-card h4 { font-size: .9rem; color: var(--primary); margin-bottom: 8px; display: flex; align-items: center; gap: 8px; }
.contact-card p { font-size: .84rem; color: var(--text-muted); margin-bottom: 12px; }

/* ══════════════════════════════════════
   AVIS PAGE
══════════════════════════════════════ */
.avis-filters { display: flex; align-items: center; gap: 10px; flex-wrap: wrap; margin-bottom: 32px; }
.filter-btn {
  padding: 8px 20px; border-radius: var(--radius-full);
  border: 1.5px solid var(--border); background: #fff;
  font-size: .83rem; font-weight: 500; cursor: pointer;
  transition: all var(--transition); color: var(--text-muted);
}
.filter-btn:hover, .filter-btn.active {
  border-color: var(--primary); color: var(--primary);
  background: rgba(11,29,62,.05);
  font-weight: 600;
}
.avis-stats-bar {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 18px; margin-bottom: 36px;
}
.avis-stat-box {
  background: #fff; border: 1.5px solid var(--border-light);
  border-radius: var(--radius); padding: 22px; text-align: center;
  box-shadow: var(--shadow-xs);
}
.avis-stat-box .val { font-size: 1.9rem; font-weight: 900; color: var(--primary); letter-spacing: -.04em; }
.avis-stat-box .lbl { font-size: .75rem; color: var(--text-muted); margin-top: 3px; }

/* ══════════════════════════════════════
   PAGE HERO
══════════════════════════════════════ */
.page-hero {
  background: linear-gradient(135deg, var(--primary) 0%, var(--primary-mid) 60%, var(--primary-light) 100%);
  padding: 72px 0 80px;
  text-align: center;
  position: relative;
  overflow: hidden;
}
.page-hero::before {
  content: '';
  position: absolute; top: 0; left: 0; right: 0; bottom: 0;
  background: url('../images/hero.jpg') center/cover;
  opacity: .06;
}
.page-hero::after {
  content: '';
  position: absolute; bottom: -1px; left: 0; right: 0;
  height: 64px; background: var(--bg);
  clip-path: ellipse(55% 100% at 50% 100%);
}
.page-hero h1 {
  font-family: var(--font-heading);
  font-size: clamp(2.1rem, 4.5vw, 3.2rem);
  color: #fff; margin-bottom: 12px;
  position: relative; z-index: 1;
  letter-spacing: -.025em;
}
.page-hero p { color: rgba(255,255,255,.7); font-size: 1.05rem; position: relative; z-index: 1; }
.breadcrumb {
  display: flex; align-items: center; justify-content: center;
  gap: 8px; font-size: .78rem; color: rgba(255,255,255,.5);
  margin-bottom: 14px; position: relative; z-index: 1;
}
.breadcrumb a { color: rgba(255,255,255,.7); transition: color var(--transition); }
.breadcrumb a:hover { color: var(--gold-light); }
.breadcrumb i { font-size: .6rem; }

/* ══════════════════════════════════════
   ALERTS
══════════════════════════════════════ */
.alert {
  padding: 14px 18px; border-radius: var(--radius);
  font-size: .88rem; margin-bottom: 20px;
  display: flex; align-items: center; gap: 10px;
}
.alert-success { background: rgba(5,150,105,.09); border-left: 3px solid var(--success); color: #065f46; }
.alert-error   { background: rgba(220,38,38,.09); border-left: 3px solid var(--danger);  color: #991b1b; }
.alert-info    { background: rgba(30,111,255,.09); border-left: 3px solid var(--accent);  color: #1e3a8a; }

/* ══════════════════════════════════════
   ADMIN — PREMIUM DARK
══════════════════════════════════════ */
.admin-layout { display: flex; min-height: 100vh; }

/* ── Sidebar ── */
.admin-sidebar {
  width: 262px;
  background: linear-gradient(180deg, #060e22 0%, #0a1630 55%, #0c1c3a 100%);
  padding: 0; flex-shrink: 0; display: flex; flex-direction: column;
  position: relative;
}
.admin-sidebar::after {
  content: '';
  position: absolute; top: 0; right: 0; bottom: 0; width: 1px;
  background: linear-gradient(180deg, transparent 5%, rgba(196,154,46,.22) 30%, rgba(196,154,46,.12) 70%, transparent 95%);
  pointer-events: none;
}
.admin-sidebar-brand {
  padding: 26px 20px 24px;
  border-bottom: 1px solid rgba(255,255,255,.05);
  background: rgba(196,154,46,.03);
}
.admin-sidebar-brand .logo { font-size: 1.05rem; color: #fff; }
.admin-nav { padding: 14px 10px; flex: 1; display: flex; flex-direction: column; }
.admin-nav a {
  display: flex; align-items: center; gap: 10px;
  padding: 11px 14px; border-radius: 10px;
  color: rgba(255,255,255,.42); font-size: .86rem; font-weight: 500;
  margin-bottom: 2px; transition: all var(--transition);
  position: relative;
}
.admin-nav a:hover { color: rgba(255,255,255,.88); background: rgba(255,255,255,.06); }
.admin-nav a.active {
  background: linear-gradient(135deg, rgba(196,154,46,.22) 0%, rgba(196,154,46,.07) 100%);
  color: #e8b94a;
  box-shadow: 0 2px 12px rgba(0,0,0,.25), inset 0 1px 0 rgba(196,154,46,.1);
  border: 1px solid rgba(196,154,46,.18);
}
.admin-nav a.active::before {
  content: '';
  position: absolute; left: 0; top: 5px; bottom: 5px; width: 3px;
  background: linear-gradient(180deg, var(--gold), var(--gold-light));
  border-radius: 0 3px 3px 0;
}
.admin-nav a i { width: 18px; text-align: center; font-size: .88rem; }

/* ── Content area ── */
.admin-content { flex: 1; background: #edf0f9; display: flex; flex-direction: column; }

/* ── Topbar ── */
.admin-topbar {
  background: #fff;
  padding: 0 32px; height: 66px;
  display: flex; align-items: center; justify-content: space-between;
  box-shadow: 0 2px 16px rgba(11,29,62,.08);
  position: relative;
}
.admin-topbar::after {
  content: '';
  position: absolute; bottom: 0; left: 0; right: 0; height: 2px;
  background: linear-gradient(90deg, transparent 5%, rgba(196,154,46,.3) 25%, rgba(232,185,74,.45) 50%, rgba(196,154,46,.3) 75%, transparent 95%);
}
.admin-topbar h1 { font-size: 1.08rem; font-weight: 700; color: var(--primary); }
.admin-topbar-right { display: flex; align-items: center; gap: 14px; }
.admin-main { padding: 28px 32px; flex: 1; }

/* ── Stat cards ── */
.stat-cards { display: grid; grid-template-columns: repeat(auto-fill, minmax(200px, 1fr)); gap: 18px; margin-bottom: 28px; }
.stat-card {
  background: #fff;
  border: 1.5px solid rgba(196,154,46,.08);
  border-radius: var(--radius); padding: 22px;
  display: flex; align-items: center; gap: 16px;
  box-shadow: 0 4px 18px rgba(11,29,62,.07);
  transition: all var(--transition);
  position: relative; overflow: hidden;
}
.stat-card::before {
  content: '';
  position: absolute; top: 0; left: 0; right: 0; height: 3px;
  background: linear-gradient(90deg, var(--gold), var(--gold-light) 50%, var(--gold));
  opacity: 0; transition: opacity var(--transition);
}
.stat-card:hover {
  transform: translateY(-4px);
  box-shadow: 0 14px 40px rgba(11,29,62,.12), 0 0 0 1px rgba(196,154,46,.12);
  border-color: rgba(196,154,46,.15);
}
.stat-card:hover::before { opacity: 1; }
.stat-card-icon {
  width: 52px; height: 52px; border-radius: var(--radius-sm);
  display: flex; align-items: center; justify-content: center; font-size: 1.25rem;
  flex-shrink: 0;
}
.stat-card-icon.primary { background: linear-gradient(135deg, rgba(11,29,62,.1), rgba(19,41,82,.07)); color: var(--primary); }
.stat-card-icon.gold    { background: linear-gradient(135deg, rgba(196,154,46,.15), rgba(232,185,74,.08)); color: var(--gold); }
.stat-card-icon.success { background: linear-gradient(135deg, rgba(5,150,105,.12), rgba(5,150,105,.07)); color: var(--success); }
.stat-card-icon.accent  { background: linear-gradient(135deg, rgba(30,111,255,.12), rgba(30,111,255,.07)); color: var(--accent); }
.stat-card-body strong { font-size: 1.65rem; font-weight: 900; color: var(--primary); display: block; letter-spacing: -.04em; }
.stat-card-body span   { font-size: .76rem; color: var(--text-muted); }

/* ── Table card ── */
.admin-table-card {
  background: #fff;
  border: 1.5px solid rgba(196,154,46,.08);
  border-radius: var(--radius); overflow: hidden;
  box-shadow: 0 4px 20px rgba(11,29,62,.07);
}
.admin-card-header {
  padding: 18px 22px;
  font-weight: 700; font-size: .9rem; color: var(--primary);
  border-bottom: 1px solid rgba(196,154,46,.12);
  display: flex; align-items: center; gap: 8px;
  background: linear-gradient(90deg, rgba(196,154,46,.04) 0%, transparent 60%);
  position: relative;
}
.admin-card-header::after {
  content: '';
  position: absolute; bottom: 0; left: 0; right: 0; height: 1px;
  background: linear-gradient(90deg, rgba(196,154,46,.35), rgba(196,154,46,.12) 60%, transparent);
}
.admin-table-card thead th {
  background: linear-gradient(90deg, #f6f8fd, #f2f5fb);
  font-size: .73rem; color: var(--text-muted);
  padding: 11px 18px; text-transform: uppercase;
  letter-spacing: .06em; font-weight: 700;
  border-bottom: 1px solid rgba(196,154,46,.08);
}
.admin-table-card tbody td { padding: 13px 18px; border-bottom: 1px solid #f0f3fa; }
.admin-table-card tbody tr:last-child td { border: none; }
.admin-table-card tbody tr:hover td { background: rgba(196,154,46,.025); }

/* ── Badges ── */
.badge { display: inline-block; padding: 3px 12px; border-radius: var(--radius-full); font-size: .73rem; font-weight: 700; letter-spacing: .03em; }
.badge-warning { background: rgba(217,119,6,.1);  color: #92400e; border: 1px solid rgba(217,119,6,.15); }
.badge-success { background: rgba(5,150,105,.1);  color: #065f46; border: 1px solid rgba(5,150,105,.15); }
.badge-danger  { background: rgba(220,38,38,.1);  color: #991b1b; border: 1px solid rgba(220,38,38,.15); }
.badge-info    { background: rgba(30,111,255,.09); color: #1e3a8a; border: 1px solid rgba(30,111,255,.12); }

/* Admin login */
.admin-login-page {
  min-height: 100vh;
  display: flex; align-items: center; justify-content: center; padding: 24px;
  position: relative; overflow: hidden;
  background: #040d1e;
}
/* Couche lumineuse radiale */
.admin-login-page::before {
  content: '';
  position: absolute; inset: 0; z-index: 0;
  background:
    radial-gradient(ellipse 70% 55% at 15% 45%, rgba(196,154,46,.14) 0%, transparent 65%),
    radial-gradient(ellipse 55% 45% at 85% 25%, rgba(29,61,114,.7) 0%, transparent 60%),
    radial-gradient(ellipse 80% 60% at 50% 90%, rgba(196,154,46,.06) 0%, transparent 55%),
    linear-gradient(145deg, #040d1e 0%, #0b1d3e 55%, #060f22 100%);
}
/* Grille de points lumineux */
.admin-login-page::after {
  content: '';
  position: absolute; inset: 0; z-index: 0;
  background-image:
    radial-gradient(rgba(196,154,46,.18) 1px, transparent 1px);
  background-size: 40px 40px;
}
.admin-login-card {
  position: relative; z-index: 1;
  background: rgba(255,255,255,.97);
  backdrop-filter: blur(24px);
  border-radius: var(--radius-lg);
  padding: 50px 42px;
  width: 100%; max-width: 420px;
  border: 1px solid rgba(196,154,46,.18);
  box-shadow:
    0 0 0 1px rgba(196,154,46,.08),
    0 32px 80px rgba(0,0,0,.55),
    0 0 60px rgba(196,154,46,.12);
}
/* Bande or en haut de la card login */
.admin-login-card::before {
  content: '';
  position: absolute;
  top: 0; left: 0; right: 0; height: 3px;
  background: linear-gradient(90deg, var(--gold), var(--gold-light) 50%, var(--gold));
  border-radius: var(--radius-lg) var(--radius-lg) 0 0;
}

/* ══════════════════════════════════════
   LOAN PHOTO GRID
══════════════════════════════════════ */
.loan-photo-section { background: var(--bg); }
.loan-photo-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 22px;
  margin-top: 52px;
}
.loan-photo-card {
  position: relative;
  border-radius: var(--radius-lg);
  overflow: hidden;
  aspect-ratio: 4 / 3;
  display: block;
  cursor: pointer;
  box-shadow: var(--shadow);
  will-change: transform;
  transform-origin: center center;
  /* transform + opacity gérés par JS */
}
.loan-photo-card:hover {
  box-shadow: 0 28px 60px rgba(6,15,34,.28), 0 8px 24px rgba(196,154,46,.2);
}
.loan-photo-card img {
  width: 100%; height: 100%;
  object-fit: cover;
  display: block;
  /* transform géré par JS (parallaxe interne) */
}
/* Couche holographique animée par JS */
.lpc-shine {
  position: absolute; inset: 0;
  border-radius: inherit;
  pointer-events: none;
  opacity: 0;
  z-index: 10;
  mix-blend-mode: overlay;
  transition: opacity .2s ease;
}

.loan-photo-overlay {
  position: absolute; inset: 0;
  background: linear-gradient(to top,
    rgba(6,15,34,.92) 0%,
    rgba(6,15,34,.45) 45%,
    rgba(6,15,34,.08) 100%);
  display: flex; flex-direction: column; justify-content: flex-end;
  padding: 22px;
  transition: background .4s ease;
}
.loan-photo-card:hover .loan-photo-overlay {
  background: linear-gradient(to top,
    rgba(6,15,34,.97) 0%,
    rgba(6,15,34,.75) 55%,
    rgba(6,15,34,.18) 100%);
}
.loan-photo-icon {
  width: 46px; height: 46px;
  background: rgba(196,154,46,.22);
  border: 1.5px solid rgba(196,154,46,.45);
  border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  color: var(--gold-light); font-size: 1rem;
  margin-bottom: 12px;
  backdrop-filter: blur(6px);
  transition: all .35s ease;
}
.loan-photo-card:hover .loan-photo-icon {
  background: var(--gold);
  border-color: var(--gold-light);
  transform: scale(1.12);
  box-shadow: 0 0 24px rgba(196,154,46,.55);
}
.loan-photo-info h3 {
  color: #fff; font-size: 1.05rem; font-weight: 700; margin-bottom: 4px;
  text-shadow: 0 1px 4px rgba(0,0,0,.4);
}
.loan-photo-info p {
  color: rgba(255,255,255,.62); font-size: .82rem;
  transition: color .3s;
}
.loan-photo-card:hover .loan-photo-info p { color: rgba(255,255,255,.85); }
.loan-photo-cta {
  margin-top: 14px;
  display: inline-flex; align-items: center; gap: 7px;
  background: linear-gradient(135deg, var(--gold), var(--gold-light));
  color: #fff; font-size: .8rem; font-weight: 700;
  padding: 8px 18px; border-radius: var(--radius-full);
  opacity: 0; transform: translateY(10px);
  transition: opacity .3s ease .05s, transform .3s ease .05s;
  width: fit-content;
  box-shadow: 0 4px 16px rgba(196,154,46,.4);
}
.loan-photo-card:hover .loan-photo-cta { opacity: 1; transform: translateY(0); }
.loan-photo-rate {
  position: absolute; top: 16px; right: 16px;
  background: rgba(196,154,46,.88);
  color: #fff; font-size: .7rem; font-weight: 800;
  padding: 5px 13px; border-radius: var(--radius-full);
  backdrop-filter: blur(8px);
  letter-spacing: .06em;
  text-transform: uppercase;
  border: 1px solid rgba(255,255,255,.2);
}

/* ══════════════════════════════════════
   AVIS PREMIUM
══════════════════════════════════════ */

/* Filter bar */
.avis-filter-bar {
  display: flex; flex-direction: column; gap: 12px;
  margin-bottom: 28px;
  background: #fff;
  border: 1.5px solid var(--border-light);
  border-radius: var(--radius-lg);
  padding: 18px 22px;
  box-shadow: var(--shadow-xs);
}
.avis-filter-group {
  display: flex; flex-wrap: wrap; align-items: center; gap: 8px;
}
.avis-filter-label {
  font-size: .75rem; font-weight: 700; color: var(--text-muted);
  text-transform: uppercase; letter-spacing: .08em;
  margin-right: 4px; white-space: nowrap;
}
.avis-filter-btn {
  padding: 6px 14px; border-radius: var(--radius-full);
  font-size: .82rem; font-weight: 600; color: var(--text-muted);
  border: 1.5px solid var(--border);
  background: var(--bg);
  transition: all var(--transition);
  cursor: pointer; display: inline-flex; align-items: center; gap: 5px;
  text-decoration: none;
}
.avis-filter-btn:hover { border-color: var(--gold); color: var(--gold); background: rgba(196,154,46,.05); }
.avis-filter-btn.active {
  background: linear-gradient(135deg, var(--gold), var(--gold-light));
  color: #fff; border-color: transparent;
  box-shadow: 0 4px 14px rgba(196,154,46,.35);
}
.avis-filter-count {
  background: rgba(0,0,0,.1); border-radius: var(--radius-full);
  padding: 1px 7px; font-size: .7rem;
}
.avis-filter-btn.active .avis-filter-count { background: rgba(255,255,255,.25); }

/* Grid premium */
.avis-grid-premium {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 22px;
  margin-bottom: 40px;
}

/* Card */
.avis-card-premium {
  background: #fff;
  border: 1.5px solid var(--border-light);
  border-radius: var(--radius-lg);
  padding: 28px;
  display: flex; flex-direction: column; gap: 16px;
  box-shadow: var(--shadow-xs);
  transition: all var(--transition);
  position: relative;
  transition-delay: var(--delay, 0s);
}
.avis-card-premium::before {
  content: '';
  position: absolute; top: 0; left: 0; right: 0; height: 3px;
  background: linear-gradient(90deg, var(--gold), var(--gold-light) 50%, var(--gold));
  border-radius: var(--radius-lg) var(--radius-lg) 0 0;
  opacity: 0; transition: opacity var(--transition);
}
.avis-card-premium:hover {
  transform: translateY(-5px);
  box-shadow: var(--shadow-lg);
  border-color: rgba(196,154,46,.18);
}
.avis-card-premium:hover::before { opacity: 1; }

.acp-header { display: flex; align-items: center; gap: 14px; }
.acp-avatar-wrap {
  flex-shrink: 0;
  width: 52px; height: 52px;
  border-radius: 50%;
  border: 2.5px solid rgba(196,154,46,.25);
  padding: 2px;
  background: linear-gradient(135deg, var(--gold), var(--gold-light));
}
.acp-avatar {
  width: 100%; height: 100%;
  border-radius: 50%;
  object-fit: cover;
  display: block;
}
.acp-meta { flex: 1; min-width: 0; }
.acp-name  { display: block; font-weight: 700; font-size: .92rem; color: var(--primary); }
.acp-loc   { display: flex; align-items: center; gap: 4px; font-size: .76rem; color: var(--text-muted); margin-top: 3px; }
.acp-loc i { font-size: .65rem; }
.acp-note-badge {
  flex-shrink: 0;
  background: rgba(196,154,46,.08);
  border: 1px solid rgba(196,154,46,.2);
  color: var(--star-color, var(--gold));
  font-size: .78rem; font-weight: 800;
  padding: 5px 10px; border-radius: var(--radius-full);
  display: flex; align-items: center; gap: 4px;
}
.acp-stars { display: flex; gap: 3px; }
.acp-star { font-size: 1rem; color: var(--border); }
.acp-star.filled { color: var(--gold); }
.acp-text {
  font-size: .88rem; color: var(--text-muted); line-height: 1.75;
  flex: 1;
  font-style: italic;
}
.acp-footer {
  display: flex; align-items: center; justify-content: space-between;
  flex-wrap: wrap; gap: 8px;
  padding-top: 14px;
  border-top: 1px solid var(--border-light);
  font-size: .76rem;
}
.acp-type {
  display: inline-flex; align-items: center; gap: 5px;
  background: rgba(196,154,46,.08); border: 1px solid rgba(196,154,46,.18);
  color: var(--gold); padding: 4px 10px; border-radius: var(--radius-full);
  font-weight: 600;
}
.acp-type i { font-size: .68rem; }
.acp-date { color: var(--text-light); }

/* ── Pagination ── */
.avis-pagination {
  display: flex; align-items: center; justify-content: center;
  gap: 8px; margin-top: 12px; flex-wrap: wrap;
}
.apg-pages { display: flex; align-items: center; gap: 6px; flex-wrap: wrap; }
.apg-btn, .apg-page {
  width: 40px; height: 40px; border-radius: var(--radius-sm);
  display: flex; align-items: center; justify-content: center;
  font-size: .88rem; font-weight: 600; color: var(--text-muted);
  border: 1.5px solid var(--border);
  background: #fff; cursor: pointer;
  transition: all var(--transition); text-decoration: none;
}
.apg-btn { width: 40px; }
.apg-page { min-width: 40px; width: auto; padding: 0 6px; }
.apg-btn:not(.apg-disabled):hover,
.apg-page:hover { border-color: var(--gold); color: var(--gold); background: rgba(196,154,46,.06); }
.apg-current {
  background: linear-gradient(135deg, var(--gold), var(--gold-light));
  color: #fff; border-color: transparent;
  box-shadow: 0 4px 14px rgba(196,154,46,.35);
}
.apg-disabled { opacity: .35; cursor: default; pointer-events: none; }
.apg-ellipsis { color: var(--text-muted); font-size: .9rem; padding: 0 4px; }
.apg-info { font-size: .78rem; color: var(--text-muted); padding: 0 8px; }

/* ══════════════════════════════════════
   FOOTER
══════════════════════════════════════ */
.footer {
  background:
    radial-gradient(ellipse 65% 50% at 20% 30%, rgba(196,154,46,.08) 0%, transparent 60%),
    radial-gradient(ellipse 50% 40% at 80% 80%, rgba(11,29,62,.5) 0%, transparent 55%),
    #040d1e;
  color: rgba(255,255,255,.65);
  position: relative;
}
.footer::before {
  content: '';
  position: absolute; top: 0; left: 0; right: 0; height: 1px;
  background: linear-gradient(90deg, transparent, rgba(196,154,46,.4) 30%, rgba(232,185,74,.4) 70%, transparent);
}
.footer-top { padding: 72px 0 56px; }
.footer-grid {
  display: grid;
  grid-template-columns: 1.7fr 1fr 1fr 1.2fr;
  gap: 52px;
}
.footer-brand p { font-size: .86rem; margin: 16px 0 24px; line-height: 1.75; }
.footer-brand .logo { color: #fff; }
.logo-img-footer { height: 32px; width: auto; filter: brightness(1.15) drop-shadow(0 0 6px rgba(196,154,46,.35)); }
.footer-socials { display: flex; gap: 10px; }
.footer-socials a {
  width: 36px; height: 36px;
  background: rgba(255,255,255,.07); border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  font-size: .85rem; transition: all var(--transition);
}
.footer-socials a:hover { background: var(--gold); color: #fff; transform: translateY(-2px); }
.footer-col h4 {
  color: #fff; font-size: .8rem; font-weight: 700;
  text-transform: uppercase; letter-spacing: .12em; margin-bottom: 20px;
}
.footer-col ul li { margin-bottom: 10px; }
.footer-col ul a { font-size: .85rem; transition: color var(--transition); }
.footer-col ul a:hover { color: var(--gold-light); }
.footer-contact li { display: flex; align-items: flex-start; gap: 10px; margin-bottom: 11px; font-size: .83rem; }
.footer-contact li i { color: var(--gold); margin-top: 3px; flex-shrink: 0; }
.footer-bottom {
  border-top: 1px solid rgba(255,255,255,.07); padding: 20px 0;
}
.footer-bottom .container { display: flex; align-items: center; justify-content: space-between; flex-wrap: wrap; gap: 14px; }
.footer-bottom p { font-size: .8rem; }
.footer-badges { display: flex; gap: 20px; flex-wrap: wrap; }
.footer-badges span { display: flex; align-items: center; gap: 6px; font-size: .76rem; opacity: .6; }
.footer-badges i { color: var(--gold); }

/* ══════════════════════════════════════
   ANIMATIONS
══════════════════════════════════════ */

/* Shimmer bouton */
@keyframes btn-shimmer {
  from { left: -100%; }
  to   { left: 160%;  }
}

/* Carte flottante */
@keyframes card-float {
  0%, 100% { transform: translateY(0px);  }
  50%       { transform: translateY(-11px); }
}

/* Halo lumineux or pulsant */
@keyframes card-glow {
  0%, 100% {
    box-shadow:
      0 2px 6px  rgba(11,29,62,.05),
      0 10px 36px rgba(11,29,62,.10),
      0 0 0 1px  rgba(196,154,46,.06),
      0 0 28px   rgba(196,154,46,.10);
  }
  50% {
    box-shadow:
      0 2px 6px  rgba(11,29,62,.07),
      0 16px 52px rgba(11,29,62,.14),
      0 0 0 1px  rgba(196,154,46,.22),
      0 0 60px   rgba(196,154,46,.30);
  }
}

/* Pulsation du thumb de range */
@keyframes thumb-pulse {
  0%, 100% {
    box-shadow: 0 0 0 0 rgba(196,154,46,.45), 0 2px 12px rgba(196,154,46,.5);
  }
  50% {
    box-shadow: 0 0 0 8px rgba(196,154,46,.0), 0 2px 22px rgba(196,154,46,.75);
  }
}

/* ── Orbes hero ── */
@keyframes orb-drift-1 {
  0%   { transform: translate(0, 0)   scale(1);    }
  25%  { transform: translate(28px, -22px) scale(1.06); }
  50%  { transform: translate(12px, 18px)  scale(.96);  }
  75%  { transform: translate(-18px, -8px) scale(1.03); }
  100% { transform: translate(0, 0)   scale(1);    }
}
@keyframes orb-drift-2 {
  0%   { transform: translate(0, 0)    scale(1);   }
  33%  { transform: translate(-24px, 18px)  scale(1.07); }
  66%  { transform: translate(20px, -14px) scale(.94); }
  100% { transform: translate(0, 0)    scale(1);   }
}

/* ── Shimmer label/badge ── */
@keyframes label-shimmer {
  0%, 55%, 100% { left: -85%; opacity: 0; }
  25%            { left: 130%; opacity: 1; }
}

/* ── Ripple click ── */
@keyframes ripple-grow {
  to { transform: translate(-50%,-50%) scale(28); opacity: 0; }
}
.btn-ripple-el {
  position: absolute;
  width: 8px; height: 8px;
  background: rgba(255,255,255,.4);
  border-radius: 50%;
  transform: translate(-50%, -50%);
  pointer-events: none;
  animation: ripple-grow .65s cubic-bezier(.4,0,.2,1) forwards;
}

/* ── Scroll reveal ── */
.fade-up {
  opacity: 0;
  transform: translateY(30px);
  transition: opacity .7s cubic-bezier(.25,.8,.25,1), transform .7s cubic-bezier(.25,.8,.25,1);
}
.fade-up.visible { opacity: 1; transform: translateY(0); }

/* ── Step cards & avis cards hover ── */
.step      { transition: box-shadow var(--transition), transform var(--transition); }
.avis-card { transition: box-shadow var(--transition), transform var(--transition), border-color var(--transition); }

/* ── Canvas hero particles overlay ── */
#hero-particles {
  position: absolute; inset: 0;
  width: 100%; height: 100%;
  pointer-events: none; z-index: 1; opacity: .65;
}

/* ══════════════════════════════════════
   MENU MOBILE OVERLAY
══════════════════════════════════════ */
.mob-menu {
  position: fixed;
  top: 0; left: 0; right: 0; bottom: 0;
  z-index: 9999;
  transform: translateX(-100%);
  transition: transform .32s cubic-bezier(.4,0,.2,1);
  will-change: transform;
}
.mob-menu.open { transform: translateX(0); }

.mob-menu-inner {
  position: absolute;
  top: 0; left: 0; bottom: 0;
  width: min(320px, 85vw);
  background: #fff;
  box-shadow: 8px 0 40px rgba(11,29,62,.18);
  display: flex;
  flex-direction: column;
  padding: 0 0 32px;
  overflow-y: auto;
  overflow-x: hidden;
}

.mob-menu-close {
  align-self: flex-end;
  margin: 20px 20px 4px;
  width: 40px; height: 40px;
  border-radius: var(--radius-full);
  border: 1.5px solid var(--border);
  background: var(--bg);
  color: var(--text);
  font-size: 1.1rem;
  display: flex; align-items: center; justify-content: center;
  cursor: pointer;
  transition: all var(--transition);
  flex-shrink: 0;
}
.mob-menu-close:hover { background: var(--danger); color: #fff; border-color: var(--danger); }

.mob-menu-nav {
  display: flex;
  flex-direction: column;
  padding: 8px 16px;
  gap: 2px;
}
.mob-menu-link {
  display: flex;
  align-items: center;
  gap: 12px;
  padding: 14px 16px;
  border-radius: var(--radius);
  font-size: 1rem;
  font-weight: 500;
  color: var(--text-muted);
  transition: all var(--transition);
}
.mob-menu-link i { width: 20px; text-align: center; color: var(--gold); }
.mob-menu-link:hover,
.mob-menu-link.active {
  background: rgba(11,29,62,.05);
  color: var(--primary);
}
.mob-menu-link.active { font-weight: 700; }

.mob-menu-sep {
  margin: 12px 24px;
  border: none;
  border-top: 1px solid var(--border-light);
}

.mob-menu-lang-label {
  font-size: .72rem;
  font-weight: 700;
  color: var(--text-muted);
  text-transform: uppercase;
  letter-spacing: .12em;
  padding: 0 24px;
  margin-bottom: 10px;
}
.mob-menu-lang-grid {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
  padding: 0 16px;
  margin-bottom: 20px;
}
.mob-menu-lang-item {
  display: flex;
  align-items: center;
  gap: 7px;
  padding: 8px 12px;
  border-radius: var(--radius-full);
  border: 1.5px solid var(--border);
  font-size: .83rem;
  color: var(--text);
  transition: all var(--transition);
  cursor: pointer;
}
.mob-menu-lang-item:hover,
.mob-menu-lang-item.active {
  border-color: var(--gold);
  color: var(--gold);
  background: rgba(196,154,46,.06);
}
.mob-menu-cta {
  margin: 0 16px;
  justify-content: center;
}

.mob-menu-backdrop {
  position: fixed;
  inset: 0;
  z-index: 9998;
  background: rgba(6,15,34,.45);
  opacity: 0;
  pointer-events: none;
  transition: opacity .32s ease;
  backdrop-filter: blur(2px);
}
.mob-menu-backdrop.open { opacity: 1; pointer-events: auto; }

/* ══════════════════════════════════════
   RESPONSIVE
══════════════════════════════════════ */
@media (max-width: 1100px) {
  .loans-grid { grid-template-columns: repeat(2, 1fr); }
  .loan-photo-grid { grid-template-columns: repeat(2, 1fr); }
  .avis-grid-premium { grid-template-columns: repeat(2, 1fr); }
  .sim-page, .demande-wrap, .about-inner { grid-template-columns: 1fr; }
  .sim-output-panel, .demande-sidebar { position: static; }
  .footer-grid { grid-template-columns: 1fr 1fr; }
  .sim-home-inner { grid-template-columns: 1fr; gap: 44px; }
  .about-badge-float { right: 16px; }
}
@media (max-width: 900px) {
  .steps { grid-template-columns: 1fr; }
  .steps::before { display: none; }
  .avis-grid { grid-template-columns: repeat(2, 1fr); }
  .avis-stats-bar { grid-template-columns: repeat(2, 1fr); }
}
@media (max-width: 768px) {
  .nav-links, .btn-nav-cta { display: none; }
  .burger { display: flex; }
  .lang-switcher { display: none; }
  /* ── Sections : padding réduit ── */
  .section    { padding: 56px 0; }
  .page-hero  { padding: 44px 0 52px; }
  .cta-banner { padding: 56px 0; }
  .sim-home   { padding: 56px 0; }

  /* ── Hero ── */
  .hero { min-height: 100svh; }
  .hero-sub { max-width: 100%; width: 100%; }
  .hero-stats { flex-direction: row; flex-wrap: wrap; }
  .hero-stat { border-right: none; border-bottom: 1px solid rgba(255,255,255,.08); padding: 16px 0; flex: 1 1 40%; text-align: left; padding-left: 20px; }

  /* ── Simulateur homepage ── */
  .sim-home-inner { gap: 32px; }
  .sim-card { padding: 24px 20px; }
  .sim-card-btns { flex-direction: column !important; }
  .sim-card-btns .btn { width: 100% !important; justify-content: center; flex: none !important; }
  .sim-result-grid { grid-template-columns: 1fr 1fr; gap: 10px; }

  /* ── Simulateur page ── */
  .sim-panel { padding: 24px 20px; }
  .sim-metrics { gap: 10px; }
  .sim-monthly { font-size: 2.4rem; }

  /* ── About image ── */
  .about-img-wrap img { height: 240px; }

  /* ── Slider ── */
  .loans-slider { height: auto; min-height: 300px; }
  .loan-slide { width: calc(100vw - 80px); max-width: 300px; }

  /* ── Forms ── */
  .form-row { grid-template-columns: 1fr; }

  /* ── Footer ── */
  .footer-grid { grid-template-columns: 1fr; gap: 32px; }

  /* ── Avis ── */
  .avis-grid { grid-template-columns: 1fr; }
  .avis-grid-premium { grid-template-columns: 1fr; }
  .avis-filter-bar { padding: 14px 16px; }

  /* ── Loan photo ── */
  .loan-photo-grid { grid-template-columns: 1fr; }

  /* ── Admin ── */
  .admin-layout { flex-direction: column; }
  .admin-sidebar { width: 100%; }
  .loans-grid { grid-template-columns: 1fr; }

}
@media (max-width: 520px) {
  .hero-actions { flex-direction: column; }
  .hero-actions .btn { width: 100%; justify-content: center; }
  .avis-stats-bar { grid-template-columns: 1fr 1fr; }
  .container { padding: 0 16px; }
  .sim-result-grid { grid-template-columns: 1fr; }
  .sim-metrics { grid-template-columns: 1fr; gap: 10px; }
  .sim-card { padding: 20px 16px; }
  .about-img-wrap img { height: 200px; }
  .loan-slide { width: calc(100vw - 48px); }
  .loans-slider { min-height: 280px; }
  .section { padding: 44px 0; }
  .cta-banner { padding: 44px 0; }
  .page-hero { padding: 36px 0 44px; }
}

/* Scrollbar */
::-webkit-scrollbar { width: 6px; height: 6px; }
::-webkit-scrollbar-track { background: var(--bg); }
::-webkit-scrollbar-thumb { background: var(--border); border-radius: 3px; }
::-webkit-scrollbar-thumb:hover { background: var(--text-light); }

/* Google Translate hidden */
.goog-te-banner-frame, .skiptranslate { display: none !important; }
body { top: 0 !important; }